Does Cigna cover braces and Invisalign? A 12-month waiting period will apply to the 1500 plan, which covers 50% of your orthodontist’s fees for braces.
Cigna is a healthcare insurance company that offers coverage for dental procedures, including braces and Invisalign. However, the specifics of the coverage depend on the individual’s insurance plan. Some Cigna dental insurance plans cover orthodontic treatment, while others do not.
Here is a summary of the orthodontic coverage offered by these plans:
- Cigna Dental Care DHMO: Orthodontic treatment is covered for children under age 19, with a $50 copayment per visit and a $1,000 lifetime maximum benefit per covered individual.
- Cigna Dental PPO: Orthodontic treatment is covered for children and adults, with a 50% coinsurance and a $1,000 lifetime maximum benefit per covered individual.
- Cigna Dental 1500 plan: Orthodontic treatment is covered for children and adults, with a 50% coinsurance and a $1,500 lifetime maximum benefit per covered individual.
It is best to check with Cigna or with the individual’s employer to determine the specifics of the dental insurance coverage. The coverage may also vary depending on the state in which the individual resides.
Due to their use to treat the same kinds of conditions, lingual braces and clear braces are in the plan.
Some factors to consider are:
- Provider fee schedule
- Insurance plan type
- Ortho lifetime maximum & percentage level
- Age limit
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Perry heads up a dynamic marketing team that has help the leading orthodontic practices in the USA 10X their business for over a decade. He’s a tea connoisseur, avid reader, traveling and grower of exotic fruits in his permaculture food forest.
